Preheat your oven to 375°F (190°C). Line a baking sheet with parchment paper and set aside.

In a large microwave-safe bowl, combine the shredded mozzarella and cream cheese. Microwave in 30-second intervals, stirring each time, until fully melted and smooth.

In a separate bowl, whisk together almond flour, baking powder, and salt.

Add the dry ingredients to the melted cheese mixture. Add eggs and mix thoroughly using a spatula or your hands until a cohesive dough forms. The dough should be smooth, slightly sticky, and elastic.

Divide the dough into 6 equal portions. Roll each portion into a ball, then gently poke a hole in the center and shape into a bagel.

Place the shaped bagels onto the prepared baking sheet. Sprinkle with your desired toppings, pressing lightly so they adhere.

Bake for 18–22 minutes, or until the bagels are golden brown and firm to the touch.

Allow the bagels to cool for at least 10 minutes before serving. This helps them set and improves texture.